What is lien waiver escrow?
Lien waiver escrow is an arrangement where a subcontractor’s payment is held by a neutral mechanism and released at the same moment the subcontractor signs a valid lien waiver. It closes the timing gap that normally forces one side to go first — the GC paying before they hold a waiver, or the sub waiving lien rights before they’re paid.
How is this different from just requiring a waiver with the pay application?
Requiring a waiver alongside the pay app still leaves a sequence problem: someone signs or pays first, and a manual step (or a forgotten one) sits in between. Escrow removes the sequence — the release of funds and the signing of the waiver are the same event.
Do I need a lawyer or a title company to escrow a waiver?
Traditionally, yes — the common workaround is to have an attorney or title company hold the funds and the signed waiver and release both together. That works but is slow and expensive per transaction. Software like SureHold automates the same exchange for every pay cycle without a per-deal attorney.
Is SureHold the only tool that does this?
No — and we won’t claim that. Several enterprise platforms couple payment to a waiver in some form (Procore Pay locks a signed waiver until the invoice is paid; GCPay uses a watermarked-waiver release; Trimble Pay holds the waiver in a vault until payment lands). What’s different about SureHold is that it’s self-serve with published pricing and a free tier, and it holds the payment itself in escrow rather than requiring you to adopt a whole ERP or move your payment rails.
Is the money actually held in a regulated account?
Funds are held via Stripe Connect, which is regulated and FDIC pass-through insured. SureHold is not itself a bank or escrow company; it orchestrates the hold and release on top of Stripe’s infrastructure.
What happens if the subcontractor never signs?
Nothing releases. The funds stay staged in escrow. The GC can resend the signing link, follow up, or cancel the payment entirely. The waiver and the money move together or not at all.